Local 804 Member Services

Halliday Financial offers complimentary financial planning meetings for all Local 804 members and their families. Whether it is by phone, video conference, or a face-to-face meeting at our office, your kitchen table, or a local diner, the first meeting promises to be informational and conversational.

Your family’s financial plan is likely to contain a lot of moving parts, and it’s our job to make sure that you understand your available options and have your questions answered. For true financial security you should have a quality plan in place to guide your investments, rather than having your investments guiding your plan.

During your initial appointment we will assess your goals and find out what is most important to you. Once we know that we can provide a review of your current and future assets, liabilities, income, expenses, insurance policies, taxes, and legal documents. By taking all of this information together we can help you to identify the strengths and weaknesses of your plan and make appropriate recommendations for improvement.

Life isn’t static. Situations and plans can change, and your financial plan should change with them. To ensure that your plan remains useful for your goals, we provide follow-up review meetings. During these meetings, we will discuss any major changes in your situation and decide if changes to your financial plan are warranted. This way we can make sure that your investment strategies remain consistent with your goals. Review meetings are one of the most important aspects of our service commitment to the Local 804 membership.

Individual Retirement Counseling
If you are within five years of retirement you should consult with a Halliday Financial advisor for a pre-retirement counseling meeting. The goal of a pre-retirement meeting is to help you be better prepared for a retirement that can last well over three decades. These meetings should also give you an understanding of how to best utilize your resources to help you meet your retirement income goals.

Pre-retirement meetings will guide you to make smart decisions with your pension, social security options, annuity, IRA, and 401k rollover strategies.

As a pre-retiree you should meet with a Halliday Financial advisor every year in the five years leading to your retirement. In the year of retirement we recommend two meetings to make sure that your financial house is in good order, and you can be confident with your decision to retire.

Retire 804 will help you understand the risks that all retirees will face: health care costs, inflation, investment risk, and longevity. Your financial plan must consider these risks and provide a strategy on how to minimize them.

Services Offered

  • IRA Rollover Strategies
  • Investment Planning
  • Saving Strategies
  • 529 College Savings Plans
  • Debt reduction strategies
  • Insurance Reviews
  • 401k review
  • Tax Planning
  • Asset Allocation
  • Investment Planning